Positron Pay Customer Service Level Agreement
This Service Level Agreement is entered into between Positron Pay (the facilitator) and the end user (customer) who uses Positron Pay loan and credit services.
1. Scope of Services
Positron Pay undertakes to provide the following services to the customer in accordance with this SLA:
- Registration, identity verification and credit assessment
- Granting loans and credit and wallet charging
- Ability to spend at partner stores
- Support related to financial and payment services
2. Service Level Commitments
2.1 Availability
- Core Positron Pay services are provided with at least 99% monthly availability.
2.2 Support
Initial response time for support requests:
- Normal requests: maximum 24 business hours
- Critical cases (inability to pay or full access): maximum 4 business hours
2.3 Operation Processing
- Report generation and credit assessment result: on average 5 minutes; it may take longer due to banking service traffic.
- Wallet creation and activation after final loan approval: maximum 5 minutes
- Recording and confirmation of successful payments: real-time
3. Outage Notification
In the event of a widespread outage, Positron Pay undertakes to:
- Notify the public through official channels
- Explain the cause and approximate time for resolving the issue.
4. Responsibilities and Limitations
- Positron Pay is not responsible for the quality of goods, store services or their return policies.
- Installment purchase is loan-based and product return does not result in loan cancellation; the customer must pay their loan installments.
- Refund amount is only deposited into the customer's credit wallet and must be used to purchase another product.
- Cash withdrawal of the loan amount is not permitted under banking regulations.
5. Exclusions
This SLA does not include:
- Disruptions caused by banks or government systems
- Internet outage or communication infrastructure disruption
- Incorrect information provided by the customer
- Force majeure conditions such as war
6. SLA Validity
This agreement is binding from the time the customer uses Positron Pay services.